Hands shaping a roof over a Nevada home secured by a recorded deed of trust
Nevada Loan Documents

Lend against a Nevada home,
with the lien recorded.

Putting private money out on real estate, financing a sale yourself, or lending to family? We prepare both documents — the promissory note and the deed of trust — and record the lien against title. $400. Documents often prepared the same day; recording typically completes in 1–3 business days.

Both documents prepared Recorded in every Nevada county No attorney retainer
Quinnie Do reviewing a Nevada deed of trust with a TruPoint client

Meet Quinnie Do

Operator · Nevada Document Preparation Service

Quinnie prepares Nevada deeds and loan documents remotely, from intake through recording. She is a registered and bonded Nevada document preparation service operator and an IRS Certifying Acceptance Agent — and she works with clients in English and Vietnamese.

Every deed of trust and promissory note is drafted with correct Nevada terminology, prepared for the county where the property sits, and handled with the transfer tax and recording costs disclosed honestly and separately. Verify TruPoint LLC with the Nevada Secretary of State →

The Short Answer

What these two Nevada documents do

In Nevada, a private real-estate loan is documented with two paired instruments. The promissory note is the borrower’s written promise to repay — it states the amount, the interest rate, the payment schedule, and what happens on default. The deed of trust is the security instrument that ties that promise to the property, and it is the document that gets recorded against title.

Nevada is a deed-of-trust state, so lenders here secure loans with a deed of trust rather than a mortgage. It names three parties: the borrower (trustor), the lender (beneficiary), and a neutral trustee who holds the power of sale. Once the deed of trust is recorded with the county recorder, the lien is public and the lender’s position is protected; the note itself is normally held by the lender and not recorded. When the loan is paid off, a separate reconveyance clears the lien from title.

TruPoint prepares both documents for $400 — often the same day — and provides signing instructions, then records the deed of trust, which typically completes within 1–3 business days. The county recording fee is a separate government charge, disclosed up front and never marked up.

We prepare and record deeds of trust in every Nevada county, from Clark and Washoe to the rural recorders and Carson City. Nevada property is handled by our Nevada office, TruPoint LLC, at trupointdeeds.com. If the property is in California, that work is handled by our separate California office, TruPoint California.

Who This Is For

If one of these is you, you’re in the right place

Nevada deed of trust paperwork ready to secure a private Las Vegas loan

Private & hard-money lenders

You’re putting your own money out against a Las Vegas or Reno property and want the lien recorded and your position secured before funds change hands.

Family & friend loans

You’re lending to a relative to help them buy or keep a home and want it documented properly — a real note and a recorded lien, not a handshake.

Seller-financed sales

You’re carrying the financing on a property you’re selling and need the note and deed of trust that let you foreclose if the buyer stops paying.

Two Documents, One Loan

The note promises. The deed of trust secures.

A promissory note on its own is close to an IOU. If a borrower stops paying, enforcing a bare note means suing on the contract, winning a judgment, and then chasing assets to collect. That is why Nevada lenders pair the note with a deed of trust: the deed of trust puts the property up as collateral and gives the lender a recorded lien and a path to a trustee’s sale if the loan goes unpaid.

The promissory note

Sets the principal, the interest rate, the repayment schedule, late-payment terms, and the default terms. Nevada generally lets the parties agree on the interest rate in writing. The note is signed by the borrower and normally kept by the lender rather than recorded.

The deed of trust

Names the borrower, the lender, and a neutral trustee, describes the property by its legal description and parcel number, and is recorded with the county recorder so the lien is on the public record. Recording is what protects the lender’s priority against later claims.

Nevada promissory note prepared alongside a deed of trust for a private loan

Recorded vs. held

The deed of trust records against title; the promissory note stays with the lender. Both are prepared together so the terms match exactly and nothing conflicts at recording.

Paid off? Reconvey.

When the loan is satisfied, the lien does not clear itself. A reconveyance is recorded to release the deed of trust and show clear title. That one is handled by the trustee named on the deed of trust, not by us.

Pricing

What it costs — every dollar published

  • Deed of trust & promissory note (prepared together)$400
  • Electronic recording the deed of trust+$50
  • Deed search (locate the recorded deed & legal description)+$30
  • Notary — per signature (Clark County partner notary)+$15
  • Mobile notary — Clark County (in-person signing at your location)Quote on request

The county recording fee is a separate government charge, passed through with no markup — it ranges from about $37 to $43 depending on the county. Preparing loan documents does not itself trigger Nevada’s Real Property Transfer Tax, since a deed of trust is not a transfer of ownership — so no Declaration of Value is required to record it, unlike a deed that actually transfers title. Fees shown are TruPoint’s; government charges are always disclosed separately.

Schedule a Consultation
How It Works

From intake to a recorded lien in a few business days

Borrower signing a Nevada deed of trust and promissory note before notarization and county recording

Intake

You share the loan terms, the parties, and the property. We send a written disclosure, the contract, and one payment link.

Prepare

We draft the promissory note and the matching deed of trust in correct Nevada form, with the legal description and parcel number — often the same day.

Sign & notarize

Signatures are notarized — before any notary near you, or, for Clark County clients, with our Las Vegas partner notary in office or by mobile visit — so the deed of trust is ready to record.

Record

We e-record the deed of trust with the county. You get the recorded document back, typically within 1–3 business days.

Do It Yourself or Hand It Off

The honest tradeoff, laid out

You can absolutely prepare these documents yourself. Here is what that path looks like, and what we take off your plate — so you can weigh it for your own situation.

Hand with a pen over a Nevada private loan agreement and deed of trust

The DIY path

  • Download a generic form and match it to Nevada’s three-party deed-of-trust structure yourself.
  • Get the legal description and assessor’s parcel number exactly right — a common rejection reason.
  • Name a trustee and align the note terms with the deed of trust so they don’t conflict.
  • Arrange your own notarization and handle recording, formatting, and any rejection yourself.

With TruPoint

  • Both documents prepared together in correct Nevada form, terms matched across the pair.
  • Legal description and parcel number set up for the recorder to accept the first time.
  • Signing instructions for any notary near the lender or borrower, with a Clark County partner notary available.
  • Both documents often prepared the same day; e-recording handled and the recorded document returned, typically in 1–3 business days.

TruPoint prepares documents at your direction and provides general information, not legal advice. What instrument fits your situation is your decision to make; we prepare what you ask for and record it correctly.

A registration you can check

TruPoint operates as a registered and bonded Nevada document preparation service. You can confirm TruPoint LLC is authorized to transact business in Nevada directly with the state — most Las Vegas document services never surface any verification at all.

Nevada Secretary of State — business entity search →

Questions People Ask

Nevada deed of trust & promissory note FAQ

Do I record the promissory note or the deed of trust in Nevada?
The deed of trust is the document recorded with the county recorder — that is what puts the lien on the public record and protects the lender’s position. The promissory note is normally kept by the lender and is not recorded. Both are prepared together so their terms match.
How much does it cost to prepare a deed of trust and promissory note in Nevada?
TruPoint prepares both documents together for $400. Electronic recording is $50, a deed search is $30, and notary service with our Clark County partner notary is $15 for the first signature and $7 for each additional signature by the same signer, with mobile notary in Clark County quoted on request. The county’s recording fee, which ranges from about $37 to $43 depending on the county, is a separate government charge with no markup.
What is the difference between a deed of trust and a mortgage in Nevada?
Both secure a loan against real estate, but Nevada primarily uses deeds of trust. A deed of trust involves three parties — borrower, lender, and a neutral trustee — and allows a non-judicial trustee’s sale on default, which is generally faster than the court-driven process a mortgage can require.
Can I use a deed of trust for a family loan or seller financing?
Yes. Private lenders, family loans, and seller-financed sales all commonly use a promissory note secured by a deed of trust. It documents the loan properly and gives the lender a recorded lien and a path to foreclose if the borrower stops paying. We prepare these documents for exactly these situations.
Who should be the trustee on a Nevada deed of trust?
The trustee is a neutral third party who holds the power of sale until the loan is paid or the deed of trust is enforced. Title companies and other neutral parties commonly serve in this role. We can explain how the trustee is named on the document; choosing who serves is your decision.
Does preparing a deed of trust trigger Nevada transfer tax?
No. Nevada’s Real Property Transfer Tax applies to transfers of ownership. A deed of trust secures a loan and does not transfer ownership, so it does not trigger the transfer tax, and no Declaration of Value is required to record it. You still pay the county’s standard recording fee to record the deed of trust.
What information do you need to prepare these documents?
The parties’ names, the loan amount, the interest rate and repayment terms, and the property’s legal description and assessor’s parcel number from the existing deed. If you don’t have the legal description, the county recorder or assessor can help you locate it, and we can walk you through what to pull.
How long does it take to prepare and record a Nevada deed of trust?
Documents are often prepared the same day we complete your intake. Once signatures are notarized, recording with the county typically completes within 1 to 3 business days. Signatures can be notarized by any notary near the lender or borrower, so out-of-state parties can complete the whole process without traveling to Nevada.
Which Nevada counties do you cover?
We prepare and record deeds of trust in every Nevada county, including Clark, Washoe, and the rural recorders, as well as Carson City. Nevada property is handled by our Nevada office, TruPoint LLC, at trupointdeeds.com. If the property is in California, that work is handled by our separate California office, TruPoint California.
What happens to the deed of trust when the loan is paid off?
The lien does not clear automatically. When the note is satisfied, a reconveyance is recorded to release the deed of trust and show clear title. That step belongs to the trustee named on the deed of trust, so we do not prepare reconveyances. Where a trustee of a living trust has died or resigned, the document is an Affidavit of Successor Trustee, and we do prepare those.

Ready to document your Nevada loan?

We prepare the promissory note and the deed of trust together, provide signing instructions, and record the lien — fee, typically 1–3 business days.

TruPoint is a registered and bonded Nevada document preparation service, not a Nevada attorney or law firm. We are not authorized to practice law or give legal advice, and we cannot represent you or accept fees for legal advice or representation. We prepare documents at your direction and provide general information only. Communications with a document preparation service are not privileged.
Financing a property in California instead? We prepare deeds of trust and promissory notes for California real estate through our California office, which is separately registered for California property. Start at TruPoint California.

Last updated: July 19, 2026