Hands shaping a roof over a Nevada home secured by a recorded deed of trust
Nevada Deed of Trust & Promissory Note

Lending against Nevada property?
Record the lien before the money moves.

Private loans, family loans and seller financing: we prepare the promissory note and the deed of trust together, then submit the deed of trust to the county the same day it is signed. $400 for both documents.

Registered & bonded Nevada preparer Sign from home by video Every Nevada county
Quinnie Do reviewing a Nevada deed of trust and promissory note for a private loan

Meet Quinnie Do

Nevada Document Preparation Service

Quinnie runs TruPoint, a registered and bonded Nevada document preparation service, and prepares Nevada deeds, loan documents and estate documents from intake through recording. She works with clients in English and Vietnamese.

She prepares deeds of trust and promissory notes for private lenders, families and sellers carrying financing, and drafts every note and deed of trust as a matched pair so the terms never conflict. Verify TruPoint LLC with the Nevada Secretary of State →

The Short Answer

What a Nevada deed of trust and promissory note do

A private real-estate loan in Nevada is documented with two paired papers. The promissory note is the borrower’s written promise to repay: the amount, the interest rate, the payment schedule, the maturity date and what happens on default. The deed of trust pledges the property as security for that promise and is the document recorded with the county recorder.

Nevada is a deed-of-trust state. A deed of trust names three parties — the borrower (trustor), the lender (beneficiary) and a neutral trustee — and once it is recorded, the lender’s lien is on the public record. A deed of trust does not transfer ownership, so as of 2026 no Nevada Real Property Transfer Tax and no Declaration of Value apply to it.

TruPoint prepares both documents together for $400, arranges notarization by remote online notary at $25 per signature, and submits the deed of trust to the county the same day it is signed. A typical loan costs about $525 all in, in any of Nevada’s 17 recording jurisdictions.

Funding Soon?

The money moves this week. The lien should too.

Private loans usually come with a funding date attached. Tell us the date at intake and we build the schedule around it.

  • Drafting starts the same business day your signed contract and payment arrive
  • Remote online notarization scheduled for the borrower, from anywhere in the U.S.
  • Deed of trust submitted to the county the same day it is signed
  • County typically completes recording the same day to 3 business days
Who This Is For

Six situations a Nevada deed of trust is built for

If one of these sounds like you, the next step is the same: tell us the terms, and we prepare the documents and record the lien.

Nevada deed of trust paperwork prepared to secure a private Las Vegas loan

Private and hard-money lenders

You are putting your own money out against a Las Vegas, Henderson or Reno property and want the lien recorded before or as the loan funds.

Note + deed of trust, $400

Family and friend loans

You are helping a relative buy, keep or fix a home and want a real note and a recorded lien instead of a handshake.

Note + deed of trust, $400

Seller financing

You are selling and carrying the loan yourself, so you need the deed to the buyer and a note and deed of trust back to you.

Sale deed $400 + loan documents $400

Money already lent, nothing signed

The loan happened months ago on trust. The borrower agrees to secure it now, before anyone else records against the property.

Note + deed of trust, $400

Investors lending on a flip

You are financing a rehab or a purchase for another investor and want your position on record before work starts.

Note + deed of trust, $400

Borrower out of state or abroad

The borrower is not in Nevada. In the U.S. they sign by video; abroad, at a U.S. embassy or consulate.

Remote notary, $25 per signature
Two Documents, One Loan

The note promises. The deed of trust secures.

A promissory note on its own is close to an IOU. If the borrower stops paying, a bare note means suing on the debt and then chasing assets. Pairing it with a recorded deed of trust ties the debt to the property, so the lien is visible to every title company, buyer and refinance lender that searches the record.

We draft the two documents together from the terms you give us, so the amount, the parties and the dates match word for word. You decide the terms; we prepare exactly what you direct.

Nevada promissory note prepared alongside a matching deed of trust for a private loan

What the promissory note covers

  • Loan amount and interest rate
  • Payment schedule and maturity date
  • Late charge and any balloon payment
  • What counts as a default
  • Whether the loan is due if the property sells
  • Prepayment terms, if any

Signed by the borrower and kept by the lender. It is not recorded.

What the deed of trust covers

  • Borrower (trustor), lender (beneficiary) and trustee
  • Legal description and assessor’s parcel number
  • Reference to the promissory note it secures
  • The trustee’s power of sale on default
  • Notarized signature of every owner pledging the property
  • Return-to address for the recorded original

Notarized and recorded with the county recorder where the property sits.

Why Recording Matters

A loan without a recorded lien is a loan on trust

Four common ways a private lender loses their place in line. Each one is avoided by a deed of trust that is prepared correctly and recorded promptly.

Someone else records first

Liens generally line up in the order they are recorded. A judgment, a tax lien or another lender that records before you can move ahead of an unrecorded loan.

The property sells and you are not paid

Title companies pay off the liens they find in the record. An unrecorded loan is invisible at closing, so the sale can close without a payoff to you.

The borrower dies or divorces

A recorded deed of trust stays attached to the property through an estate or a divorce. An unrecorded promise becomes a claim you have to prove.

The paperwork does not match

A wrong legal description, a missing owner signature or a note that conflicts with the deed of trust can mean a rejected recording or a dispute later.

Pricing

What it costs — every dollar published

  • Promissory note + deed of trust, prepared together$400
  • Same-day electronic recording of the deed of trust$50
  • County recording fee (estimated, varies by county)about $50
  • Remote online notarization, any county or out of state$25 per signature
  • In person at our partner’s office (South Las Vegas residents)$15 first, $7.50 each additional
  • Deed search, only if we need the borrower’s recorded deed$30

Typical all-in total for one borrower signing once online: about $525. A deed of trust does not transfer ownership, so no Real Property Transfer Tax and no Declaration of Value apply. The county fee is passed through at cost and shown on your payment link before you pay.

Start My Loan Documents
Compare Your Options

TruPoint, a Nevada attorney or an online form

Three common ways people get loan documents in place. If you need advice on the terms themselves, an attorney is the right call; if you know your terms and want them prepared and recorded correctly, that is what we do.

What you getTruPointNevada attorneyOnline form
Price$400 for both documents, publishedQuoted per matter; rarely publishedForm price only; the work is yours
Note and deed of trust matchedDrafted together from your termsYesYou fill in both and check they agree
Advice on loan termsNo — we prepare what you directYesNo
NotarizationRemote online notary scheduled for you, $25 per signatureVaries by firmYou find and pay a notary
Recording with the countyE-recorded by us, submitted the same day it is signedVaries by firmYou record it yourself
If the county rejects itWe correct and resubmitThe firm handles itYou start over
LanguagesEnglish and VietnameseVaries by firmEnglish forms

Attorney and form columns describe common arrangements; fees and services vary by provider.

How It Works

From intake to a recorded lien, start to finish

Everything runs remotely. The borrower never has to visit an office, and nothing has to be mailed.

Borrower signing a Nevada deed of trust before a remote online notary for county recording

Complete intake

Tell us the loan terms, the parties and the property in the loan-document questionnaire. Prefer to talk it through? We fill it in with you free by phone or video, Monday to Friday, 10 a.m. to 6 p.m., in English or Vietnamese.

Disclosure, contract, one payment link

We review your answers and email if anything needs clarifying. Then you receive the written disclosure, the contract and a single payment link covering TruPoint’s fees and the county fee, with no markup. Drafting starts once they are signed and paid.

We prepare both documents

The promissory note and the deed of trust are drafted together in Nevada form, with the exact legal description and parcel number from the recorded deed. You review the drafts before anyone signs.

The borrower signs by video

We schedule a remote online notarization with our partner, a registered Nevada online notary, at $25 per signature. The notary hands the notarized original straight back to us — you send nothing. South Las Vegas residents can sign in person at our partner’s office.

Same-day submission to the county

We e-record the deed of trust the same day it is signed. The county typically completes recording the same day to 3 business days; that part is the county’s timing, not ours.

You receive the recorded copy

The recorded deed of trust comes back to you with its recording number, and the lender keeps the signed promissory note.

Client Testimonials

What Nevada property owners say about TruPoint

Real words from clients whose Nevada deeds and loan documents we prepared, shared on our Google Business Profile.

“I had a great experience with TruPoint. The deed transfer process to move my property into my trust was seamless and everything can be done remotely or in person at their Las Vegas location. The process was straightforward, and the instructions were clear and easy to follow. The service made what could have been a complicated process much easier and less stressful. I appreciate the professionalism and support throughout the process. I would recommend this service to anyone looking to transfer their Nevada property into a trust.”
Amy S.Trust funding deed · via Google
“Quinnie and her team are responsive, knowledgeable and efficient! I can’t recommend them more highly and would use them again without hesitation. Thank you Quinnie, Danny and Phil.”
Mary M.Google Local Guide · via Google
“Quinnie is knowledgeable and their recording turnaround was quick. As soon as we finished notarized the deed and emailed to her, she sent back the recorded document within 30 minutes. Definitely will use their service again for any future property transfer.”
Lex B.Deed recording · via Google
“Fast efficient service!”
Dominick Y.TruPoint client · via Google

Testimonials reflect individual client experiences. TruPoint submits your document to the county the same day it is signed and ready; the county typically completes recording the same day to 3 business days, and timing is not guaranteed.

Lending More Than Once?

One loan today. A repeatable workflow for every loan after.

Private lenders and investors who send repeat work use the same intake, the same same-day submission, and a recorded copy sent straight to the lender every time.

  • Origination: note and deed of trust, $400 per loan
  • Payoff: substitution of trustee and full reconveyance, $500
  • Before funding: Nevada lien search, $95
  • Borrower abroad: special power of attorney, $250

A registration you can check yourself

TruPoint LLC is a registered and bonded Nevada document preparation service. You can confirm the company is authorized to do business in Nevada directly with the Secretary of State, and look up Nevada document preparation registrants in the state’s registrant search.

Nevada Secretary of State — TruPoint LLC business record →
Nevada document preparation service registrant search →

Questions People Ask

Nevada deed of trust and promissory note questions

How much does it cost to prepare and record a deed of trust and promissory note in Nevada?
TruPoint prepares the promissory note and the deed of trust together for $400. Same-day electronic recording is $50, the county recording fee is estimated at $50 and varies by county, and remote online notarization is $25 per signature. For one borrower signing once, the all-in total is about $525, with every charge listed before you pay. The deed of trust is then prepared and recorded for you.
I am funding a private loan this week. How fast can the deed of trust be recorded?
Drafting usually starts the same business day your signed contract and payment come back. Once the borrower signs before the notary, TruPoint submits the deed of trust to the county the same day, and the county typically completes recording the same day to 3 business days. Preparation is $400 for the note and deed of trust together, so your lien can be on record before or as the money moves.
I lent a family member money for a house. How do I secure the loan with the property?
A family loan is secured the same way any private loan is: the borrower signs a promissory note for the repayment terms and a deed of trust that is recorded against the home. TruPoint prepares both together for $400 and records the deed of trust, so the loan sits on the public record instead of on a handshake.
I already lent the money with no paperwork. Can I still record a deed of trust now?
Yes, the borrower can sign a promissory note and deed of trust after the money has changed hands, as long as they agree to secure the debt with the property. Until it is recorded, anyone who records against the property first can get ahead of you. TruPoint prepares both documents for $400 and submits the deed of trust the same day it is signed.
I am selling my house and carrying the financing. What documents do I need?
A seller-financed sale usually uses a deed transferring the property to the buyer plus a promissory note and deed of trust from the buyer back to you, the seller. TruPoint prepares a deed for a sale for $400 and the note and deed of trust together for $400, and records them in the order the transaction needs. Which terms you choose is your decision; we prepare what you direct.
Do I need a lawyer to prepare a deed of trust in Nevada?
Nevada law does not require an attorney to prepare a deed of trust. If you want advice on loan terms, interest, default remedies or licensing, that is a question for a Nevada attorney. If you already know the terms, TruPoint, a registered and bonded Nevada document preparation service, prepares the note and deed of trust for $400 and records the deed of trust.
Does the borrower have to come to Las Vegas to sign?
No. TruPoint schedules a remote online notarization with our partner, a registered Nevada online notary, so the borrower signs by video from home for $25 per signature. Borrowers who live in South Las Vegas can sign in person at our partner’s office instead. Either way the notarized deed of trust comes straight back to us for recording.
The borrower lives in another state. Can they still sign?
Yes. Remote online notarization works for signers anywhere in the United States at $25 per signature, and the original comes back to TruPoint without anyone mailing anything. Signers living outside the United States need to sign before a U.S. embassy or consulate instead. The note and deed of trust are $400 together.
Do I pay Nevada transfer tax on a deed of trust?
No. Nevada’s Real Property Transfer Tax applies to deeds that transfer ownership, and a deed of trust secures a loan instead of transferring ownership, so no transfer tax is due and no Declaration of Value records with it. You pay only the county recording fee, estimated at $50, plus TruPoint’s $400 preparation fee and $50 recording fee.
Can I record a deed of trust behind the borrower’s bank loan?
A private deed of trust can be recorded on a property that already has a bank loan; it takes its place behind the liens already on record, which is why recording promptly matters. Whether the existing loan’s terms allow a second lien is a question for the borrower’s lender or an attorney. If you decide to proceed, TruPoint prepares the note and deed of trust for $400.
What information do you need to prepare the documents?
The names of the borrower and lender, the loan amount, the interest rate, the payment schedule, the maturity date, any late charge or balloon payment, the trustee, and the property address. If you do not have the borrower’s recorded deed, TruPoint pulls it with a $30 deed search to get the exact legal description and parcel number. Preparation is $400.
Who keeps the original promissory note?
The lender keeps the signed promissory note; it is not recorded. The deed of trust is the document that records against the property and appears in the public record. TruPoint prepares both together for $400 so their terms match, then returns the recorded deed of trust to you.
What happens when the loan is paid off?
The lien does not clear on its own. When the loan is paid, a substitution of trustee and full reconveyance is signed by the lender of record and recorded to release the deed of trust from title. TruPoint prepares and records that release for $500.
I lend regularly. Can you handle several loans or properties?
Yes. Each property needs its own deed of trust, and each loan is $400 for the note and deed of trust together. Lenders who send repeat work use our private lender workflow, with the same intake, same-day submission to the county and a recorded copy sent straight to the lender.
What if the borrower stops paying?
TruPoint does not handle collections, foreclosure or trustee sales; those go through the trustee named in the deed of trust and, often, an attorney. What we control is the start: a deed of trust that is prepared correctly and recorded, which is what gives the trustee something to act on. That preparation is $400 with the note.
What will the whole thing cost, including county charges?
About $525 for a typical loan: $400 for the note and deed of trust, $50 same-day electronic recording, an estimated $50 county recording fee, and $25 for one remote online notary signature. A $30 deed search is added only if we need to pull the borrower’s deed. You see the exact total before you pay.
Do you speak Vietnamese?
Yes. Quinnie handles intake, drafting questions and signing instructions in English or Vietnamese, by phone, video or email. The note and deed of trust are $400 together, prepared in English for recording.

Ready to put your Nevada loan on record?

Send us the terms. We prepare the note and the deed of trust for $400, schedule the borrower’s signing, and submit the deed of trust to the county the same day it is signed.

I am not an attorney in the State of Nevada. I am not authorized to give legal advice or legal representation. I may not accept fees for giving legal advice or legal representation. TruPoint LLC is a registered and bonded Nevada document preparation service, not a law firm. We prepare documents at your direction and provide general information only; communications with a document preparation service are not privileged. If you need advice about your own situation, please speak with a Nevada attorney.
Lending against California property instead? California deeds of trust are prepared through our separate California office under its own registration. TruPoint California deed of trust preparation →

Last updated: October 27, 2026